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Rent vs buy calculator
The honest financial comparison between renting and buying.
Compare your options
🏠 Buying
Home price
$
Down payment (%)
%
Mortgage rate
6.5%
Mortgage term (years)
🏢 Renting
Monthly rent
$
Annual rent increase
3%
📊 Assumptions
Time horizon (years)
7
Home appreciation
3%
Investment return (if renting & investing)
7%
Compare rent vs buy
🏠
Enter your numbers and click Compare.
⚠️ Simplified estimate. Does not include tax benefits, insurance variations, or local regulations. Not financial advice.