The MyFinCalc blog

Practical financial guides with real numbers. No jargon, no fluff — just the information you need to make smarter money decisions.

💰 Salary & Tax

Salary After Tax Calculator: How Much Will You Actually Take Home?

Tax tables for NZ, AU, UK, US and CA. See exactly what lands in your bank account after PAYE, ACC, KiwiSaver, FICA, and more.

🇳🇿 🇦🇺 🇬🇧 🇺🇸 🇨🇦8 min read

Salary & Tax · New Zealand

NZ Tax Brackets 2025-2026: Complete PAYE Guide

The 5 NZ tax brackets explained, plus ACC levy, KiwiSaver, IETC, and student loan repayment thresholds.

Updated 202510 min read

Salary & Tax · Australia

Australia Tax Brackets 2025-2026: Take-Home Pay Guide

Australian tax brackets, Medicare Levy, HECS-HELP repayment, and Super Guarantee explained with real examples.

Updated 202510 min read

🔥 FIRE & Retirement

FIRE & Retirement

FIRE Calculator: How to Find Your Financial Independence Number

The 4% rule, Rule of 25, Lean vs Fat FIRE explained. Calculate exactly when you can retire early.

Most popular12 min read

FIRE & Retirement

How Much Do You Need to Retire? A Country-by-Country Guide

Retirement costs and government pensions for NZ, AU, UK, and US. Real numbers for realistic planning.

🇳🇿 🇦🇺 🇬🇧 🇺🇸10 min read

FIRE & Retirement · New Zealand

FIRE in New Zealand: Can You Retire Early with KiwiSaver?

KiwiSaver is locked until 65. Here is the bridge strategy NZ early retirees use, plus NZ Super details.

🇳🇿 NZ-specific10 min read

🏠 Housing

Rent vs Buy Calculator: The Honest Financial Comparison

The variables most people miss, breakeven analysis, and real examples from multiple countries.

Multi-country10 min read

Housing · Auckland

Rent vs Buy Auckland 2026: The Numbers Behind the Decision

Median Auckland house prices, current mortgage rates, First Home Grant details, and the real math.

🇳🇿 Auckland8 min read

First Home Buyer Guide: How Much Do You Need to Save?

Deposit requirements for NZ, AU, UK, and US. Government schemes and grants for first-time buyers.

🇳🇿 🇦🇺 🇬🇧 🇺🇸10 min read

💳 Debt & Savings

Avalanche vs Snowball Method: Which Debt Payoff Strategy Is Best?

Side-by-side comparison with real numbers. When to use each method and which saves the most money.

Popular8 min read

Emergency Fund Calculator: How Much Do You Really Need?

3 months vs 6 months vs 12 months — the factors that determine your ideal emergency fund size.

Essential7 min read

📈 Investing

Compound Interest Calculator: See How Your Money Grows

The compound interest formula explained simply, the power of starting early, and the Rule of 72.

Beginner-friendly8 min read

How Much Should I Invest Each Month? (Based on Your Goals)

The 50/30/20 rule, investment tables by goal, and how to balance investing with debt payoff.

Practical9 min read

⚡ Niche Guides

Solar Panels ROI: Are They Worth It? (Calculator + 2026 Guide)

Installation costs by country, real payback periods, and current government rebates for solar.

2026 data10 min read

Startup Valuation Methods Explained: How to Value Your Startup

Revenue multiples, DCF, comparables, Berkus method, and VC method — when to use each one.

For founders12 min read